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Bankruptcy

Federal law allows for debt relief in the form of bankruptcy. Typically, "Chapter 7" bankruptcy allows individuals to put a stop to creditor lawsuits against them, and can prevent wage garnishment and harassment. It provides a clean start, but it requires that the debtor honestly disclose to the bankruptcy court all of his or her assets and debts. Bankruptcy is generally filed in response to sudden unemployment, overwhelming medical expenses, an expensive divorce, severely overextended credit, or some other unexpected disaster. Businesses reorganization may be possible under bankruptcy law, allowing a business to get on its feet and back on the road to profitability.

Bankruptcy will not cover all forms of debt; some student loan debt, for example, is not discharged or forgiven by a bankruptcy case. However, bankruptcy is an effective tool to allow honest debtors to get a fresh start. The experienced bankruptcy lawyers at Mast Schulz Mast Johnson & Wells, P.A., have been following developments in bankruptcy law for years, and can help steer you through the changing maze of regulations and requirements and obtain the broadest debt forgiveness available while preserving as many of your assets as possible.

Our lawyers at MSMMJW customize their legal service to meet the needs of each client, and we do our best to respond to client concerns quickly and accurately. If you are suffering from financial crisis, and believe that bankruptcy may be an option, contact us using our online intake form, or call our Smithfield, North Carolina office at (919) 934-6187, or toll free at (800) 280-6676 or our Cleveland/Garner office at (919) 661-2005.

Our North Carolina law firm represents clients in the communities of Raleigh, Durham, Cary, Garner, Cleveland, Clayton, Smithfield, Wilson, Rocky Mount, Greenville, Goldsboro, Kinston, New Bern, Havelock, Atlantic Beach, Beaufort, Fayetteville, Dunn, Clinton, Kenansville, Laurinburg, Morehead, Lumberton, Whiteville, Burgaw, Jacksonville, Wilmington, Chapel Hill, Apex, Fuquay-Varina, Holly Springs, Knightdale, Morrisville, Rolesville, Wake Forest, Wendell, Zebulon, Benson, Four Oaks, Kenly, Micro, Middlesex, Pine Level, Princeton, Selma, and Wilson's Mills, as well as those traveling along Interstate 40 and Interstate 95.

Johnston County • Wake County • Wayne County • Wilson County • Lenoir County • Carteret County • Sampson County •  Pender County •  New Hanover County •  Harnett County • Duplin County • Pitt County •  Greene County •  Cumberland County • Robeson County

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